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Archive for November, 2014

Technology

The bank we’ve been using since moving to VA was bought out by another bank recently. Apparently this happens on a fairly regular basis. I remember it happening to us a number of years ago, but it really wasn’t that big a deal back then. They gave us some free checks and told us how it would work and life went on pretty much as usual.

However, that was before the kind of technology that we have now! Oh, my goodness! What a mess this is! In fact, it became so cumbersome that we decided to switch banks and I’m still remembering companies that I’ve forgotten to give the new routing numbers for bill pay. This morning I was thinking as I sat on hold with yet another company that every time I don’t have to put a stamp on an envelope to pay a bill, I need to remember how very, VERY difficult electronic banking is when you move or need to change accounts for any reason, such as a bank buy-out!

And it’s been two weeks and we still don’t have our new checks! Some companies need a canceled check by mail instead of a number by phone, and so we’re waiting impatiently to get those silly little printed papers in the mail. I’m watching the mailbox like a child at Christmas! As I sat on hold this morning, I was thinking about our grandchildren growing up in a world that won’t know or remember mailing checks to pay bills, paying cash for groceries or restaurants, of being careful your wallet isn’t stolen because that $20 in it is so precious. Instead they’ll be concerned about someone getting access to ALL their savings and cash online, or stealing their debit card, or even their identity!

And trying to set up the online budget with a new bank without losing the history of our billpay…oh! What tangled web we weave! (And we’re not even trying to deceive!)

Ok, now for the ‘cheese’ with my ‘whine’… : Every time I’ve sighed and gritted my teeth for the past two weeks, I’ve reminded myself how very, VERY easy this online stuff is once I get it all set up again. No more sitting for hours trying to find two numbers I transposed in the budget book. No more praying the bank statement balances. No more waking in a cold sweat in the night wondering if I may have forgotten to write something down or pay a bill. Or…if I did, remembering it can be done in 5 seconds online and going right back to sleep smiling. Yes, when I’m complaining about the inconvenience of modern technology out of one side of my mouth, the other side is grinning big time and thanking God I’ve lived long enough to really appreciate what will eventually come out of all this inconvenience and frustration. Memories of the old ways do not stack up as the ‘good ole days’ in regard to budgeting and bill pay. Give me technology! And Lord, maybe just a little more patience!technology

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